Archive for the ‘Uncategorized’ Category
Tuesday, October 7th, 2008
Fall is approaching, which means for many workers that open enrollment is coming. Open enrollment is a specified time period during which companies let their employees sign up for various health and retirement savings benefits as well as smaller benefit options that may be unique to a company.
One of those ...
Posted in Uncategorized | No Comments »
Tuesday, October 7th, 2008
Your parents might have mentioned at least a couple of times while you were growing up how wonderful and expensive you were. The bottom line? Bringing a child up is a tremendous financial responsibility, and it’s better to plan in advance than deal with a surprise down the line.
The U.S. ...
Posted in Uncategorized | No Comments »
Thursday, September 18th, 2008
With average college tuition up 6.3 percent at private schools and up 6.6 percent at public schools this past school year, money management is a bigger issue than ever on college campuses. That’s why it’s good to send your freshman off to school with a 10-point plan on how to ...
Posted in Uncategorized | No Comments »
Thursday, September 18th, 2008
Managed Payout Funds Are One More Entry in the Retirement Spend-Down Picture
Insurers have long been part of the effort to help retirees spend down their nest eggs through annuity products. Now, the mutual fund industry is jumping in with a competing offering for individuals who may or may not be ...
Posted in Uncategorized | No Comments »
Thursday, September 18th, 2008
Like many difficult situations with people we love, planning to take over an older relative’s finances is best done in happier times, when both sides are healthy and various options can be considered. Unfortunately, events can sometimes intervene – death, illness or natural disasters can make an elder’s need for ...
Posted in Uncategorized | No Comments »
Tuesday, July 8th, 2008
Rules of thumb and guidelines abound in every investment arena – you’ll always hear about specific percentages you should save, spend or invest based on where you are in life. They’re made to draw attention to specific investment needs everyone has, and for that reason, it’s good to have them. ...
Posted in Uncategorized | No Comments »
Tuesday, July 8th, 2008
High energy costs, a tough economy, you name it; there’s still plenty of travel delays and headaches in the skies and on the ground. Those delays can potentially cost a lot of money, which is why it’s a good idea to carry travel insurance on expensive trips to cover ...
Posted in Uncategorized | No Comments »
Tuesday, July 8th, 2008
After a divorce or the sudden death of a spouse, single parents have the twin challenges of adjusting to a new life and getting their child adjusted to it as well. The third challenge – getting money issues in order – can be a threat to both.
For a newly ...
Posted in Uncategorized | No Comments »
Tuesday, July 8th, 2008
The average college graduate with a four-year degree now takes about five years to put on a cap and gown, and her average debt is growing too. According to 2006 figures from the Project on Student Debt, the average college I.O.U. was approaching $21,000.
With all that student loan debt, it’s ...
Posted in Uncategorized | No Comments »
Friday, June 6th, 2008
In May, RealtyTrac, a leading online market for foreclosure properties, reported that foreclosure rates were up 4 percent in April from March levels, but up a whopping 65 percent from April 2007. There’s that old saying that one person’s misfortune is another person’s happiness. But in these troubled times ...
Posted in Uncategorized | No Comments »