Archive for the ‘Financial Planning’ Category
Friday, February 1st, 2008
It’s been a wild week on Wall Street. When trading reopened on Tuesday after the Martin Luther King holiday, the Federal Reserve Board responded to world pressure and swooped in with a rate cut to put a floor on Dow losses that were approaching 20 percent since last October. By ...
Posted in Economics, Financial Planning | No Comments »
Thursday, May 25th, 2006
It’s one of the seven steps of the financial planning process. But, oftentimes, it’s the one step that gets overlooked. It’s the seventh step – the annual financial check-up. The annual financial check-up is indeed the most important of the financial planning steps. And yet, financial planners and clients sometimes ...
Posted in Financial Planning | No Comments »
Tuesday, December 13th, 2005
If the term “financial planners” evokes visions of equities and equity mutual funds—selected to implement financial plans they developed for clients in accordance with their investment goals and tolerance for investment risk—it should not be surprising.
Equity Ownership in America, 2005, a study recently released by the Investment Company Institute ...
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Saturday, October 8th, 2005
The Commerce Department recently announced that the nation’s personal saving rate, calculated as a percentage of disposable (or after-tax) personal income, had fallen to a negative number for the first time since October 2001. The national savings rate fell to a negative 1.1 percent in July 2005, followed by a ...
Posted in Budgeting, Financial Planning, Retirement Planning | No Comments »
Tuesday, August 16th, 2005
Disasters ? be it hurricanes, earthquakes, terrorist attacks, or wildfires ? are sadly an inevitable fact of life. And just as you might protect in advance your house and personal belongings from disasters, so too you must prepare your personal and financial information.
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Wednesday, July 20th, 2005
True, it may seem unromantic. But couples who plan to exchange marriage vows ought to consider a prenuptial agreement long before saying I do.
Yes, there was a time when only the wealthy executed such agreements. But now more and more couples, especially those who have been married before or who ...
Posted in Estate Planning, Financial Planning | No Comments »
Thursday, June 2nd, 2005
You did what you were supposed to do financially at the start of the year. You established or reviewed your financial plan to be sure its goals and strategies were still appropriate, rebalanced your investment portfolio, made sure your estate plan was in place, checked your insurance coverage, and so ...
Posted in Financial Planning | No Comments »
