Archive for the ‘Annuities’ Category

With the Market So Uncertain, Are Immediate Annuities A Good Way To Preserve Your Retirement Savings?

Wednesday, April 2nd, 2008

One day, the market is up 400 points. The next day, down 300. Stocks in 2008 haven’t won any points for stability. In periods of market uncertainty, you’ll hear a lot about safe harbor investments that will supposedly guarantee income for life. One of these alternatives is an immediate annuity. ...

Equity-Indexed Annuities Demystified

Tuesday, December 13th, 2005

There is perhaps no financial product more confusing today than equity-index annuities or EIAs. On the surface, EIAs are somewhat simple. Like most annuities, EIAs are nothing more than a contract between you and an insurance company in which the company promises to make periodic payments or a lump-sum payment ...

A Primer on Living Benefits

Wednesday, September 21st, 2005

Baby boomers, as they move toward retirement, are beginning to question how they will maintain their standard of living during their golden years. For many, the need to create lifetime income will require the use and integration of many investment products, perhaps including variable annuities. For ...