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  Planning Perspectives
Researched and time-sensitive tips for planning your family's wealth

Archive for March, 2007

How Bunching Can Preserve Your Right to Itemize

Thursday, March 15th, 2007

Tax laws are at times nothing if not infuriating. Indeed, with phaseouts and sunsets coming and going, taxpayers may find it difficult planning from one year to the next. Case in point: In 2006 and 2007, the overall limitation on itemized deductions that reduces the value of certain itemized deductions ...

Now Is the Time to Pick Up Low-Cost Life Insurance

Thursday, March 15th, 2007

If you need life insurance, now may be the time to buy it. Insurance premiums are expected to drop 4 percent this year, following a 5 percent decline last year, according to the Insurance Information Institute, New York. In fact, premiums are less than half of what they ...

Most Americans Need to Prepare for Financial Impact of Disability

Thursday, March 15th, 2007

Most Americans are not prepared to deal with the possibility of becoming disabled due to sickness or injury and leaving the workforce for an extended period of time. In fact, more than half of U.S. adults said they would be unable to pay their bills or meet expenses if ...