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  Planning Perspectives
Researched and time-sensitive tips for planning your family's wealth

Archive for October, 2005

TIPS ON FILING HOMEOWNER’S INSURANCE CLAIMS

Saturday, October 8th, 2005

Whether your home was damaged by Hurricane Katrina or Rita or by other causes—or whether it has been spared—it is important to know what to do and what to expect when you file a claim for losses under your homeowners insurance policy. Having paid premiums for years ...

Preparing for the New Medicare Drug Benefit

Saturday, October 8th, 2005

Starting January 1, 2006 Medicare will offer for the first time in its 40-year history coverage for prescription drugs. The coverage, which is called Medicare Part D and is voluntary, will be available to all people with Medicare, regardless of income level and resources, pre-existing conditions, or current prescription expenses, ...

A Primer On The National Savings Rate

Saturday, October 8th, 2005

The Commerce Department recently announced that the nation’s personal saving rate, calculated as a percentage of disposable (or after-tax) personal income, had fallen to a negative number for the first time since October 2001. The national savings rate fell to a negative 1.1 percent in July 2005, followed by a ...