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  Planning Perspectives
Researched and time-sensitive tips for planning your family's wealth

Archive for September, 2005

Understanding the New Roth 401(k)

Wednesday, September 21st, 2005

There are plenty of ways to save for retirement. And come January 2006, many Americans will be faced with evaluating and deciding whether to use a new tax-sheltered way of investing for retirement -- the Roth 401(k). Starting next year, employers sponsoring 401(k) and 403(b) plans will be able to ...

Exploring Identity Theft

Wednesday, September 21st, 2005

It used to be enough for financial planners to help clients minimize losses by making them aware of the risks inherent in various financial assets—even securities backed by the U.S. Treasury—and by steering them away from imprudent asset allocation and unsuitable investments. If these seemed ...

A Primer on Living Benefits

Wednesday, September 21st, 2005

Baby boomers, as they move toward retirement, are beginning to question how they will maintain their standard of living during their golden years. For many, the need to create lifetime income will require the use and integration of many investment products, perhaps including variable annuities. For ...